Jago/Jago Syariah digital bank

4.5
149K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Jago/Jago Syariah digital bank is a digital financial application that offers a practical solution that enables you to spend & save with those closest to you the way you want.

Simplify & find peace in your financial management!

PT Bank Jago Tbk is licensed and supervised by the Financial Service Authority (OJK), Bank Indonesia, and is also a member of the LPS deposit insurance program. Jago Syariah abides by the rulings of the DSN MUI & is monitored by the Sharia Supervisory Board, offering a trusted option for managing finances according to Islamic guidelines.

- Open a new account in minutes, with no minimum balance

- Integrated with financial applications such as Bibit, Gobiz, GoPay & more

- Manage spending & saving in 1 app

- Free monthly admin fee

- Enjoy up to 150 monthly free transfers & e-wallet Top-ups, 10 monthly free ATM withdrawals, 3 free digital & physical debit cards, & forever free GoPay e-wallet Top-up

- Withdraw cash whenever you want from any ATM & enjoy the simplicity of online shopping with a Jago Visa / GPN Debit Card

- Quick & affordable money transfer with BI-FAST

- Simply scan to pay with QRIS Jago

- Enjoy worry-free long-term savings with Jago Deposit, which offers the flexibility of withdrawal at any time without penalty. Delight in higher interest rates of up to 5% per annum.

- Easily contact customer service 24 hours a day, 7 days a week at 1500 746 / 021 30000746

1 app with many functions!
Open an account & enjoy various finance activities from your smartphone. Saving money? Possible. Topping up Gopay & investing in mutual funds with Bibit? Easy & free! Transfer money? Safe! Pay bills? Just tap!

You are safe with Jago
Your data & money are safe. Access is protected with multi-layer security systems. Logging into the application on your smartphone is protected with biometric methods or a PIN & each transaction authentication always uses a password.

Safe cash withdrawal at ATMs & shopping worldwide
With a Jago VISA debit card, you can transact easily & safely. The debit card is protected without a CVV, & only you have access to the CVV through the application. We provide digital & physical debit cards that can be monitored in real-time. You can create one & set the transaction limit from the application. Jago GPN Debit Card is available for offline transactions throughout Indonesia & cash withdrawals at ATMs or EDCs anywhere within the GPN network in Indonesia.

Save money on transfers with BI-FAST
With BI-FAST, you can send money in real-time, safely, efficiently & affordably to other banks such as BCA, Mandiri/Livin' by Mandiri, BNI, BRI/Brimo BRI, Bank Syariah Indonesia BSI, Bank Neo Commerce, Seabank, BRI Agro/Raya - Bank Digital, BTPN Jenius & more.

Paying Zakat & Sadaqah is more accessible for Muslims through the application. Collaborating with trusted charity bodies such as BAZNAS, Dompet Dhuafa & Rumah Zakat, we ensure your donations are managed faithfully with clear transparency.

Alhamdulillah, a full suite of features is available for managing money under Sharia principles. From saving & transacting to giving charity & investing, everything is conducted in line with Islamic principles.

60 Jago Syariah Pockets = 60 Accounts
Manage your savings & expenses in 60 Pockets within a single account, utilizing the Wadiah Yad Dhamanah & Mudharabah Muthlaqah akad, under Shariah principles as taught in Islam.

Separate your savings & budget for each need with 40 'Save & Pay Pockets' that follow the Wadiah akad, interest-free.

Enjoy the peace of mind that comes with long-term savings using 20 Sharia Deposit Pockets implementing the Mudharabah akad. Earn a profit-sharing ratio of 16.21%, equivalent to an annual yield of 5%, & have the freedom to withdraw at any time as you wish, without worrying about penalty fees.

Download now!

PT Bank Jago Tbk
Menara BTPN Lt. 46
Jl. Dr. Ide Anak Agung Gde Agung Kav.5.5–5.6
Jakarta Selatan
E-mail: tanya@jago.com
Customer service: 1500746
Updated on
Mar 26, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.5
147K reviews
Siska Gozali
October 13, 2022
They updated the apps on Oct 5 and after that I couldn't place any transactions, my account is lagging, whatever I did just stuck in the very long process and then there is the notification that my account isn't recognized or even registered! What kind of update if it cannot sync the current data! They said I need to re-login but again I have problems in getting the OTP! until now I still cant access my account. so super annoying...
15 people found this review helpful
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PT Bank Jago Tbk
October 13, 2022
Hello Jagoan! Sorry for the inconvenience. We have received your report. Our team is currently checking the problem. The results of the report will be communicated by email. If you have further questions, please contact us at Tanya Jago at 1500 746/+62 21 3000 0746, or via email to Tanya@jago.com. Our agents will be happy to assist.
Rico Sandyca
March 1, 2024
It's very easy to use and fully integrated with other financial apps. However, in the latest version, I encountered an annoying bug which I couldn't edit the shortcuts orders. Everytime I refreshed or restarted the app, the orders reverted to their original orders. I'll update the stars once it's fixed 😁
8 people found this review helpful
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PT Bank Jago Tbk
January 5, 2024
Hello, Jagoan! I apologize for your trouble and inconvenience. I understand the difficulties you are facing regarding this issue. In order to help further, please contact our email at tanya@jago.com or by phone at 1500 746/+62 21 3000 0746. As soon as possible we will check and handle :)
Chandra Wibowo
March 1, 2024
It definitely is a great user experience. Very easy to use and you can add wallets to your likings which is a plus. Unfortunately it failed to pay the interest to one of my deposito so I wouldn't trust Jago with all my money.
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What's new

Hi Jagoan,
No major changes in this version the app, we just bashed a bunch of bugs to make sure you have a pleasant experience with Jago. Update your app to make sure that all will run well :)